Privacy Policy

SK Fintech LLC (“we,” “us,” or “our”) is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial and technology services.

Personal Information

• Identity Data: Name, email address, phone number, business information
• Financial Data: Credit history, income information, business financial statements (for funding services only)
• Technical Data: IP address, browser type, device information, usage data
• Communication Data: Records of correspondence and support interactions

How We Collect Information

• Directly from you: Through forms, applications, consultations, and communications
• Automatically: Via cookies, analytics tools, and website interaction tracking
• Third parties: Credit agencies, business information services (with your consent)
• QR code scans: When you scan our QR code, we log the time, approximate location (derived from IP address), and device type to measure reach.

We use your personal information to:

• Provide financial consulting and funding services
• Process service applications and requests
• Communicate about our services and respond to inquiries
• Comply with legal and regulatory requirements
• Improve our website and services
• Prevent fraud and ensure security

We do not sell your personal information. We may share your information with:

• Service providers: Third-party vendors who assist in our operations
• Financial institutions: When facilitating funding solutions (with your consent)
• Legal compliance: When required by law or to protect our rights
• Business transfers: In connection with mergers or acquisitions

We implement industry-standard security measures including:

• Encryption of sensitive financial data
• Secure data transmission protocols (SSL/TLS)
• Regular security assessments and updates
• Limited access controls and employee training
• Compliance with financial services security standards

You have the right to:

• Access: Request information about data we hold about you
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your personal data (subject to legal requirements)
• Portability: Receive your data in a structured format
• Opt-out: Unsubscribe from marketing communications

We use cookies and similar technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Improve user experience and website functionality
• Provide targeted content and services

Our contact and proposal forms use Cloudflare Turnstile to check that a person, not an automated program, is sending them. To run that check, Cloudflare receives technical details about your browser and connection, such as your IP address. We use the result only to stop spam.

You can control cookies through your browser settings.

We retain your information for as long as necessary to:

• Provide our services and maintain our relationship
• Comply with legal and regulatory obligations
• Resolve disputes and enforce agreements

Financial records may be retained for extended periods as required by law.

If we transfer your data internationally, we ensure appropriate safeguards are in place, including:

• Adequacy decisions by relevant authorities
• Standard contractual clauses
• Certification schemes and codes of conduct

Our website may contain links to third-party sites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

We comply with applicable privacy laws and regulations, including:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Gramm-Leach-Bliley Act (GLBA)
• Other relevant financial services regulations

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes through our website or direct communication.

For privacy-related questions or requests, contact us:

SK Fintech LLC
[email protected]